Joyanna Adams

Nobody's Opinion

Nobody Gets Email: Screwed

Nobody Gets Email: I could have wrote this…but I didn’t. I got this last week and thought, yep. (Thanks to Tom Bebee)

An Entitlement?

What the hell is wrong here?

 

Remember, not only did you contribute to Social Security but your employer did too. It totaled 15% of your income before taxes. If you averaged only 30K over your working life, that’s close to $220,500. If you calculate the future value of $4,500 per year (yours & your employer’s contribution) at a simple 5% (less than what the govt. pays on the money that it borrows), after 49 years of working (me) you’d have $892,919.98. If you took out only 3% per year, you receive $26,787.60 per year and it would last better than 30 years, and that’s with no interest paid on that final amount on deposit! If you bought an annuity and it paid 4% per year, you’d have a lifetime income of $2,976.40 per month. The folks in Washington have pulled off a bigger Ponzi scheme than Bernie Madoff ever had.

Entitlement my ass, I paid cash for my social security insurance! Just because they borrowed the money, doesn’t make my benefits some kind of charity or handout! Congressional benefits, aka. free health care, outrageous retirement packages, 67 paid holidays, three weeks paid vacation, unlimited paid sick days, now that’s welfare, and they have the nerve to call my retirement entitlements

Emergency Rooms for their general health care -At just one hospital the cost to tax payers totaled over 25 million a year!!!

Someone please tell me what the HELL’s wrong with this country! We’re “broke” and can’t help our won Seniors, Veterans, Orphans, Homelss, etc?

In the last months we have provided aid to Haiti, Chile, and Turkey. And now Pakistan home of bin Laden. Literally, BILLIONS of DOLLARS!

Our retired seniors living on a ‘fixed income’ receive no aid nor do they get any breaks while our government and religious organizations pour Hundreds of Billions of $$$$$$’s and Tons of Food to Foreign Countries!

They call Social Security and Medicare an entitlement even though most of us have been paying for it all our working lives and now when its time for us to collect, the government is running out of money. Why did the government borrow from it in the first place?

We have hundreds of adoptable children who are shoved aside to make room for the adoption of foreign orphans.

AMERICA: a country where we have homeless without shelter, children going to bed hungry, elderly going without ‘needed’ meds, and mentally ill without treatment -etc,etc.

YET………………….
They have a ‘Benefit’ for the people of Haiti on 12 TV stations, ships and planes lining up with food, water, tents clothes, bedding, doctors and medical supplies.

Imagine if the *GOVERNMENT* gave ‘US’ the same support they give to other countries.


SAD?

YEAH, OK, SO WHEN DO WE GET PISSED AND

DO SOMETHING ABOUT IT?????

99% of people won’t have the guts to forward this.

I’m one of the 1% — I Just Did

Since this email talks about what programs are NOT “entitlements”, let’s note what programs are, and their effect. Too many see that they get something for nothing from Uncle Sam, but forget who he is, so they go to and take from Sam Walton, because they’re “entitled”. They trash the stores, and say “why not? It makes jobs for the clerks that clean up after them.” Of course, they aren’t apying those clerks because they’re not paying for the merchandise they steal. guess who is? check your mirror. “entitlements” sprang from the war on poverty which, like almost every other war since WW-II, we have fought to a tie (Korea, Gulf War 1) or lost (Vietnam, Gulf War 2, Afghanistan, poverty and Drugs). Time to get out of the war business, including those last

 

July 31, 2011 - Posted by | economy | ,

9 Comments »

  1. I don’t think they’re looking to attack your Social Security benefits. People come to the country, get a Social Security number, and then leave with their number. They then “rent” that number out to illegals who need to use it here to gain employment. This does two things for the number’s owner, it allows them to continue to be a “US Citizen” since that status will lapse after a certain time outside the country, and it will also increase his social security income that is being sent from America to…. let’s say Mexico. We currently send Billions to Social Security recipients there. This is just one of the MANY problems with Social Security. Reform is necessary and will unlikely affect any deserving American.

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    Robert Haver (@rhaver1)'s avatar Comment by Robert Haver (@rhaver1) | August 10, 2011 | Reply

  2. ok, am angry as to what the poor people are going through, so before someone says well maybe you should proper spelling, I was typing fast and saddly and paid no attention, so sorry,please do not take away my freedom of inproper sadness and poor writing and proof reading , am thinking how hungry and homeless I may become under our American Dream team!!!

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    justgabbysmusings's avatar Comment by justgabbysmusings | August 3, 2011 | Reply

    • Mis-spell all you want! I do it all the time. You should see my first drafts. What am I saying…you should see my tenth draft!

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      Joyanna Adams's avatar Comment by joyannaadams | August 4, 2011 | Reply

  3. Just because one person has a few facts does not make it All so. There are different plans for different people, not are all equal as one would would like us all to believe. The benefits and the Perks that alot of our government officials get is Outrageous, and all info is out there, you just have to be a rocket scientist to find it is all, and then you will wish you were one to get all those nice healthy perks!!! They will all be Well taken care of , so whats the big deal about us little peons, we have never lived rich, so how do we know what we are missing??? Just the means to have decent meals, health care, and simply gettiing to survive another day with out losing what we haved actually worked long and hard to get. But hey maybe that is me, I think i should be able to have what I paid in for and not give it to those who have sat on their asses and taken. Or have gotten it all by proxy, hmmm, am I being foolish here to think that this was the American dream, or should I say ok, I will just sit here and take whaever meager pitiance you think I should receive, just as long as You are taken care of and know, no hardships, powers to be people, I think not the working hard class, 😦

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    justgabbysmusings's avatar Comment by justgabbysmusings | August 3, 2011 | Reply

  4. Ok, it must be really early but hire is the word I meant to say. Sometimes the fingers just don’t listen!

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    Debbie Pow's avatar Comment by Debbie Pow | August 3, 2011 | Reply

  5. Joyanna, I do enjoy reading your blog but as a Federal employee I do feel the need to clarify. While I do not like what Congress is doing there are a lot of people mistaken about the benefits involved.

    Congress does not get paid full salary after one term in office. The formula for Congress is 1.7% x high three salary x first 20 years of service (plus 1.0% x high 3 salary x remaining years and months of service). So if we just use simple math, a one term senator would be $175K x 1.7% x 6 years = 17,850 a year for retirement. That’s not even close to full salary. Now for the career politicians we have it does add up to more but I am hoping we get to voting out a bunch of them in the near future since I don’t vote for incumbents if I can ever help it. So I am sorry Bill O’Reilly and Glenn Beck has it wrong on the retirement numbers.

    Congress gets to pick their health care from the same list of companies every other Federal Employee picks from. Every year there is open season and you get to review all the companies from Blue Cross/Blue Shield to Kaiser and from HMOs to PPOs. It doesn’t include dental or vision it is just health insurance. I am sure Obamacare was trying to model after this with the exchange program. And it costs me $200 every two weeks not every month.

    I do recognize that there seems to be some golden ticket when elected to Congress and I do not know how these people end up millionaires when they make $174K plus a year. Something is very wrong here but they are all attorneys anyway so they must know something the rest of us don’t (sarcasm). I can’t comment on the $285K taxpayer funded pay plus benefits since I haven’t researched that.

    I can guarantee the Feds don’t make 60% higher than private industry. I see the contractors the government highers and have worked right next to them doing the same job and believe me, they do get paid more than we do. We are just to easy scapegoat. Plus when somebody says the Feds make more (on average) they are comparing all the federal gov’t employees to all the private sector employees. Since the feds don’t higher hotel maids, fast food workers, hell, we don’t even have secretaries anymore, so what is being compared isn’t a fair comparison. Compare attorneys to attorneys or accountants to accountants and let’s see a comparison. The feds are mosting professional people with the same degrees as private sector people. Glenn Beck once did a show and he talked about how much Congress made versus the enlisted troop in Afganistan. He slapped a $17K or $24K figure on it. I did a quick and dirty spreadsheet to show him how wrong he was. I know Glenn hired alot of people to do research but they got it wrong. He never even sent me an email to explain how I was wrong.

    Remember, trust but verify and I try to do that and not just accept what somebody says as gospel. I have enjoyed debating this with you and hope you enjoyed it as well.

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    Debbie Pow's avatar Comment by Debbie Pow | August 3, 2011 | Reply

    • Hey thanks Debbie! That was a very good rebuttal. I take it you are not in “Congress” so I think that we can both agree upon the fact that many “government” jobs are not always as lucretive as say a UNION job. I get my “facts” from the various internet sites, and TV cable chanels, and you know,things are getting very hard to verify. One station says one thing, anoher station gives different facts: and I almost NEVER go by any poll.

      For instance, I just wrote about “gays” and rememberd they promoted the last James Bond movie and star, Daniel Craig, as being the FIRST James Bond. EVERYONE said he was gay Debbie. BUT…he just got married to a woman this year. And has children from another woman…who do we believe?

      Glenn Beck probably only picks his facts to support his views. I appreciate you taking the time out of your day to comment! I’m sorry that he didn’t answer you, but not surprised.

      I can only hope you wll give more of your opinions! Nobody likes opinions more than me.

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      Joyanna Adams's avatar Comment by joyannaadams | August 4, 2011 | Reply

  6. Hi Debbie! Thanks for visiting…

    Okay, I did not write this piece. When it comes to complaining, this guy was giving it his best.

    What I do know, and have read, is that a politician can get full pay the rest of his life afer serving one term. I have also read, that is not so. I even recall Bill O’Reilly say that IS so, and he very seldom gets it wrong.

    They even get paid if they go to jail.

    Congress, gets to pick their own health care, but did get to opt out of Obamacare. Which really makes the rest of us flaming mad. Especailly this “mom” whose own son is being refused insurance because of a past hockey injury. This was AFTER Obamacare was passed.

    Over 44 percent of the Congress are millionaires,…and we also have a few billionaires. The average salary for a Congressmen with taxpayer-funded benefits is $285,000. Unlike the Wall Street guys, who can go to jail for insider trading, our Congress cannot be prosecuted for it.

    Ever wonder WHY they want those jobs? Most of them are invested in the companies they bailed out…Golden Sachs and Bank of America, etc…Mitch McConnel gained 9.2 million in 2008., and it wasn’t on his 401K plan.

    Now, the private sector PAYS the federal employees, so even if you pay $200 a month for health insurance…. you are getting off really cheap. The average is over $600. As for your husband, Debbie, count you blessings because I don’t know any private company that pays 100 percent, unless he works for Google. And we are told that most of the companies, sooner or later will just drop insurance altogether. It’s just too expensive.

    That’s the plan, and despite what we want, it will happen, unless the Tea party gets more people elected.

    The average Federal salary is 60% higher than the private sector. That’s one of the reasons we are going broke.

    As for the time spent actually working? Most of them have huge staffs that do all the work for them, (that we pay for) and they vacation all over the world on our dime. Trust me, the salary that they get is just icing on the cake.

    They fly EVERYWHERE, stay at the best hotels, on our dime, 80 percent of the time.

    They put on a shiny veneer…but most of the career polticians are very, VERY rich, and they work for the rich, and they will hold on to that power forever if we let them.

    This nobody thinks, at the very top, we have a pluocracy..with their global money fingers in every pot.

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    Joyanna Adams's avatar Comment by joyannaadams | August 1, 2011 | Reply

  7. Joyanna, you are falsely informed on Congressional benefits (as most people are). First of all, they do not get free health care. They pay their portion the same as any other Federal employee (the feds supposedly pay 72% of the health care benefit but I know I pay around $200 a pay period for my health care and that isn’t cheap or free and my husband’s company who is private sector gets his health care paid for 100%). Congress gets 10 paid holidays. Other time off is supposed to be to work in their districts. They get paid vacation for whatever time they have earned and they do not get unlimited paid sick leave. They can use all the sick leave they have accumulated but after that it’s leave without pay. And I don’t know where you get the ER costs for general health care so I can’t address that. Oh, lastly, the outrageous retirement package isn’t really outrageous when you look closely at it. They get retirement based on time in service, what they make plus what they personally put into their savings plan (just like a 401K). I can provide documentation if you like.

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    Debbie Pow's avatar Comment by Debbie Pow | August 1, 2011 | Reply


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